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Month: December 2012

DOL Begins Auditing Group Health Plans for PPACA, GINA, Wellness

The EBSA has updated its audit protocols to include a review of plans’ compliance with the Patient Protection and Affordable Care Act (PPACA), the Genetic Information Nondiscrimination Act (GINA), and wellness programs, in addition to the laundry list …

Losing By Winning: Preventable Expenses

The circumstances behind a recent court decision were typical, and their consequences painfully predictable. Although the plan administrator "won," that victory does not reflect the huge — and entirely unnecessary — cost to the plan sponso…

Rules May Create Win-Win for Employers, Workers

New proposed federal regulations on wellness programs may deliver a healthy shot in the arm for employer-sponsored initiatives.

Need Quick Summaries on Five PPACA Proposed Rules?

Need help with PPACA? Check out some quick summaries of the latest proposed rules.

Private Exchanges: A Win or a Wash?

On the surface, private exchanges seem right in line with American consumerism, but the jury’s out on which ones will actually work.

PPACA’s Impact on Employer-Provided Benefits

Join our webinar on at 2 p.m. EST on Tuesday, Jan. 8 and learn how the health care reform act (aka PPACA) will impact your business in the coming months.

Failure to Timely Allocate Forfeitures Can Be Costly

Sponsors of 401(k) plans often fail to timely use or allocate forfeitures, thereby potentially disqualifying the plan. Recent IRS audits have revealed a renewed focus on the proper use of forfeitures — making compliance a top priority for plan sponsors.

In Brief: Workers Are Getting More from Retirement Benefits

U.S. retirees are collecting more in retirement income today from employer-sponsored plans than in the mid-1970s.

Payroll Tax Issues Remain in Limbo

With 2013 just weeks away, payroll professionals are getting extremely anxious about various favorable payroll tax provisions affecting individuals and businesses that have yet to be determined relating to 2013 withholdings.

Court Holds TPA as ERISA Fiduciary

In a somewhat surprising opinion, a Michigan federal trial court recently held that a third-party administrator (TPA) of two self-funded employer health plans was an ERISA fiduciary. As a result, the TPA was held liable for breaching its fiduciary dut…

In Brief: Beware of FMLA Rules in Wake of Disasters

Experts reminds employers that natural disasters can whip up compliance issues from the Family and Medical Leave Act (FMLA).

Changes to Group Medical Coverage Costs in 2014

With the major regulations of health care reform legislation scheduled to kick in on Jan. 1, 2014, many employers are trying to get an idea of the financial impact on medical premiums due to these new rules

Will PPACA Drive Wellness?

In light of the recently released proposed rules on wellness programs under health care reform, now’s a good time to review your program (or consider starting one if you haven’t already).

Same-Sex Couples Still Not ‘Married’ For Federal Tax Purposes

The Internal Revenue Service (IRS) has recently issued guidance, through answers to frequently asked questions (FAQs), clarifying how same-sex couples who are in state-recognized domestic partnerships, civil unions, or marriages should file their feder…

Shop Smart When Hunting for Health Plans

A few simple steps can help smaller companies craft a competitive benefit package without breaking the bank or tumbling into a legal pitfall.