Royal Oak, MI 48067

Blue Cross Blue Shield’s Class Action Settlement

Blue Cross Blue Shield’s Class Action Settlement

Millions of Blue Cross and Blue Shield beneficiaries are receiving notices that they may be eligible for a share of an estimated $1.9 billion antitrust settlement that was settled last October.

The Blue Cross Blue Shield national system (including Blue Cross Blue Shield of Michigan) reached a class action settlement in a lengthy antitrust lawsuit.  The settlement resolves claims that the insurers violated antitrust laws by entering into an agreement not to compete with each other and to limit competition among themselves in selling health insurance, according to the BCBS settlement website.

The settlement, if approved by the Court, will establish a $2.67 billion Settlement Fund ($1.9 billion for distribution after deducting attorneys’ fees, administration expenses and other costs) that will be distributed to “Damages Class Members” who submit valid and timely claim forms.  The final court approval for the settlement has not been granted, but the official administrator of the settlement has established a website to provide information.

The Settlement and the Court’s preliminary approval order do not obligate employers to notify employees of the settlement. Both employers and employees will receive notice of the Settlement through a Court-approved notice program. By the end of May, members of the Damages Classes will begin receiving the official notifications from the settlement administrator by email and mail.  This will include a unique identifier that is needed to file the claim.

Who is considered a “Damages Class Member”? 

  • An individual subscriber who purchased health insurance directly from a Blue Cross and Blue Shield company between 2/7/2008-10/16/2020
  • A fully insured group account (including enrolled employees) of a Blue Cross and Blue Shield company between 2/7/2008-10/16/2020
  • A self-funded group account (including enrolled employees) of a Blue Cross and Blue Shield company between 9/1/2015-10/16/2020

Government Accounts (states, counties, municipalities, unincorporated associations performing municipal functions, Native American tribes, or the federal government) are excluded from the Settlement. However, quasi-government accounts (some examples are utility companies, school districts, government-funded hospitals, public retiree benefit plans, public libraries, port authorities, transportation authorities, waste disposal districts, police departments, fire departments, etc.) that independently decide to purchase fully-insured or self-funded products are included to the extent they meet the other criteria for inclusion.

If you have particular questions about whether a group is excluded or included, please contact the Claims Administrator at or toll-free at (888) 681-1142.

Be aware that other legal entities are reaching out to potential class members soliciting business related to this settlement. We would encourage you to wait for your official notification if you are a member of the Damages Class. There is no immediate action for you to take until you receive your official notice.  If applicable, you will have until November 5, 2021 to file a claim. We are simply keeping you in the know as things evolve, and wanted to forward this to you for review.

Important things to know:

Deadline for Claims filing: November 5, 2021

Official Blue Cross Blue Shield Settlement Website

Download the 2021 BCBS Subscriber Settlement Fact Sheet and the BCBS Long Form Notice.